Features
Every feature built around one job: protect, then grow.
Trancheoir combines AI-guided allocation with automated risk controls, so your family's long-term plan keeps moving forward without daily oversight.
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A complete toolkit, not a collection of widgets
Each feature below works together with the others — allocation informs protection, protection informs reporting, reporting informs the next decision.
AI-guided allocation
Your portfolio mix is proposed and adjusted by an ongoing analysis of your goals, time horizon, and risk tolerance — not a static questionnaire you fill out once and forget.
Automated downside guardrails
Pre-set thresholds trigger rebalancing or protective action automatically, removing the need to watch markets or react under pressure.
Goal-based planning
Set a target — education, a home, retirement — and the system structures contributions and allocation around that timeline rather than generic benchmarks.
Plain-language reporting
Statements are written to be read, not decoded. You see what changed, why it changed, and what it means for your goal — no jargon required.
Ongoing rebalancing
As markets move and your goals evolve, allocations are reviewed and adjusted on a continuous basis to stay aligned with your stated risk profile.
Transparent fee structure
Costs are shown clearly before you commit, with no hidden layers added after the fact — so the number you see is the number you pay.
Risk protection, explained
Guardrails that act before you have to ask
Most platforms show you a risk number and leave the rest to you. Trancheoir goes further: once your protection thresholds are set, the system monitors conditions continuously and acts on your behalf.
- Downside thresholds are defined upfront, in plain terms you understand.
- Protective adjustments happen automatically, without manual sign-off for every move.
- You can review every action taken, after the fact, in a clear timeline.
"Set your goal once. Let the guardrails handle the rest."
Built for busy parents
Designed for outcomes, not spreadsheets
You don't need to track charts or read market commentary to build wealth responsibly. Trancheoir is built for people who want a clear plan, a protected downside, and a system that keeps working quietly in the background.
- No daily monitoring required to stay on track.
- Decisions are logged and explained, so nothing feels like a black box.
- Your plan adapts as your family's circumstances change.
How it comes together
From setup to steady progress
STEP 01
Define your goal and guardrails
Tell Trancheoir what you're building toward and the level of downside protection you want in place.
STEP 02
Let the allocation run
The AI-guided engine builds and maintains a portfolio aligned with your goal and risk profile.
STEP 03
Review in plain language
Check in whenever you like with reporting that tells you what happened and why, without the noise.
Why it's structured this way
Protection first, growth second — never the other way around
Many investing tools optimize for growth and treat risk management as an afterthought. Trancheoir inverts that order: guardrails are established before allocation decisions are made, so every growth move happens inside limits you've already agreed to. This sequencing is the core design choice behind every feature on this page.
See how the features work together
Set your goals and guardrails once — Trancheoir keeps the plan moving from there.
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