Terms and Conditions

1. Overview of the Service

Trancheoir provides an AI-guided platform intended to support users in making informed decisions related to building and managing wealth, including informational tools, automated monitoring features, and risk-related alerts. The Service is designed to assist decision-making and does not constitute personalized financial, legal, or tax advice.

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice, and without liability to you for any such modification, suspension, or discontinuation.

2. Eligibility and Accounts

To use the Service, you must be able to form a legally binding contract and meet the minimum age requirement applicable in your jurisdiction. You are responsible for providing accurate, current, and complete information when creating an account, and for maintaining the confidentiality of your login credentials.

• You are responsible for all activity that occurs under your account.
• You agree to notify us promptly of any unauthorized use of your account.
• We may suspend or terminate accounts that violate these Terms.

3. No Financial Advice

Nothing provided through the Service, including any AI-generated output, alert, summary, or recommendation, should be interpreted as individualized financial, investment, legal, or tax advice. You remain solely responsible for evaluating the suitability of any decision and should consult a qualified professional before acting on any information obtained through the Service.

Past performance, projections, or illustrative outcomes presented within the Service are not guarantees of future results. All investment and wealth-building activity carries risk, including the potential loss of principal.

4. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation.
• Attempt to reverse engineer, disrupt, or gain unauthorized access to the Service or its infrastructure.
• Reproduce, resell, or redistribute any part of the Service without prior written consent.
• Upload or transmit any content that is harmful, misleading, or infringes on the rights of others.

5. Fees and Payment

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and cancellation terms will be presented to you at the point of purchase or within your account settings. You are responsible for all charges incurred under your account, and fees are generally non-refundable except as required by applicable law.

6. Intellectual Property

All content, software, trademarks, and materials made available through the Service are the property of Trancheoir or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works based on the Service without prior written authorization.

7. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Trancheoir and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless Trancheoir and its affiliates from any claims, damages, liabilities, and expenses, including reasonable legal fees, arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

10. Termination

We may suspend or terminate your access to the Service at our discretion, including for suspected violations of these Terms. You may also discontinue use of the Service and close your account at any time, subject to any outstanding obligations.

11. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. Material changes will be communicated through the Service or by other reasonable means. Your continued use of the Service after such changes constitutes acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Trancheoir operates, without regard to conflict of law principles, unless otherwise required by mandatory local consumer protection law.

13. Contact

If you have questions about these Terms, please reach out through the contact channels made available on our website.